Gemma Hartley is a full-time freelance writer living in Reno, NV. Her work has appeared in The Washington Post, CNBC, Glamour, Women's Health, Redbook Magazine, and more.
What having a baby at 22 taught me about money
I'm a cheapskate. My husband's a spendthrift. It's wonderful.
How to graduate from college with zero debt
The secret to earning more and owing less
6 tips for building a financial safety net fast